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BMW Wheel & Tire warranty is well worth it unless you live in Germany and drive the Autobahn all the time.
One ZCP wheel costs $865 + tax and the tire is $400. It's paid for itself right then and there.
Also - OP - the insurance does NOT cover aftermarket wheels. Only OEM. Read the fine print and discuss with your dealer. Tires are a different story, but do you expect BMW to pay for a $1,500 rim that's not OEM - clearly not.
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'12 CLS550 Palladium Silver - loaded
'11 E92 M3 ZCP - SG/B-EXT/CF, M-DCT, loaded
'11 E93 328i, BSM over Saddle Brown, sport, loaded
'08 550i M-Sport, Carbon Black (Gone but not forgotten), '06 W211 E55 AMG (Gone, miss this animal),'01 E39 540i Sport
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