Quote:
Originally Posted by rhouck
Hey, OC3, how much would you be out if you paid $400 extra for every track day? Probably have a spare E90 paid for by now?
Track insurance is a great idea for the casual/occasional visitor, but (imho) most people would be better off throwing that money at:
1) a dedicated track day they can write off/afford to repair easily, or
2) into an investment account.
Remember you are also out a 10% deductible through those insurance claims, so you have to do a lot of damage to break even. Obviously that's why they call it "insurance" and everyone should calculate for themselves their acceptable risk
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Yeah I have no problem writing a check for the value of my STi so I won't bother with track insurance on that. But my M3 @ $75k purchase price plus $20k in upgrades would be a hard pill to swallow. It's not me I'm worried about...and that's exactly why I get the insurance