Out of curiosity, where did you get the BMW select rate of 33%. From my research I was under the impression that the current select rate for 60months, at least for the E90, is 37%. Can anyone confirm what the actual rate is?
Quote:
Originally Posted by abugiacomo
yeah the rate is great, and it sounds like it's a pretty painless process, but their residual is slightly lower than bmw select (~31.8% vs. 33%) so that kinda balances out the rate advantage...
in any case, i'm def leaning towards penfed, i was just curious to know if there are any other balloon options out there (i've checked with a bunch of banks and navy federal cu and haven't found any)...
|