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Its your first time buying a car, obviously you haven't paid any maintenance of your parents car. Obviously you are most likely know M3 isn't for you but I know you still want it. Get it if you can. That is how you learn lesson for life. No pain no gain, you will officially realize why m3 owners aren't mostly teenagers like civic owners. Btw, make sure you put the car insurance under your name. If you can't even afford insurance payments on car, don't even think about own one.
My real advice is, wait till you can provide at least 1/2 of car purchase price, and get something with less miles.
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