[John Tanglewood]

I'm interested in purchasing a 2nd (non-BMW) car, used, for around $15k. Probably a truck such as a LR3 or a 4Runner. I just need an SUV for various things and can afford one with semi-high mileage.

If I can put down around $5k (for a $13k-$15k car), what type of interest rate can I expect to get with GREAT credit? I see current rates range from 2.8% - 11.9%, which is an uncomfortably wide range.

Do any of you have any suggestions as to what to do? I'd be buying this used vehicle from a used car dealer most likely.

Any help is appreciated. Thanks!