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I didn't do a single mod before my car was paid off in full!
I've owned the car for 4.5 years and its been paid off for the last 3 years of ownership. It's liberating not to have debt on a depreciating asset.
Note: my interest rate was 5%. If it was 1.9 or something I wouldn't have accelerated it that much. It all depends. I just hate having debt.
Anyway this summer I was itching for something new. Nothing under 100k really floats my boat so I opted for the 585 kit. Should be a blast!
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