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Buy a 2009 in the $40k+ range. Get your loan through Penfed.com at 1.49%, so that you're paying down mostly principle every month - at that rate the money is practically free. I normally advise against this because im keen on investing, but lately ive been witnessing too many people at the end of their line - lifes too short. $60k/year, no debt and a $600/mo car payment consisting of mosly principle reduction. No big deal do it
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