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      05-16-2013, 04:58 PM   #7
Dbcgolf1
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Drives: 2011 E90 M3, ZCP DCT, Dinan
Join Date: Sep 2012
Location: New Jersey

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Quote:
Originally Posted by LiM3y View Post
This just blew me away, but my Amica Auto insurance covers me for HPDE events. As long as it is not racing, preparing for racing or time trials, I am covered. An unfortunate sequence of events lead to this being discussed with the agent, which led to her saying "I have to check with the underwriter on whether we will continue to hold your policy"...WTF...shit...dumbass......and then she calls back and relays the above information to me, stating that she was "surprised too"

Obviously, I feel like an a-hole, since I have been paying for track insurance for the last 3-4 years (I don't want to do the math), but at least I know now and can save some cash.
Are you sure about this. In my Amica policy, there is this item under EXCLUSIONS:

4. Any vehicle, located inside a facility designed
for racing, for the purpose of:
a. Competing in; or
b. Practicing or preparing for;
any prearranged or organized racing or speed
contest.

I guess HDPE is not racing.

Dave
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2011 M3 Sedan DCT ZCP, Dinan exhaust, Vorshlag Camber plates, aFe CAI, Girodisc Rotors, Hotchkis Sway bars, PFC and Ferodo brake pads
2014 Porsche Cayman S
2003 540i M-Sports Pkg, Dinan (retired)
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