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lots of good advice here. my two cents:
savings first, then house, then car. don't make sense to borrow $70K for depreciating asset and have no savings. also makes less sense to have $70K car and not even put it in your own garage.
pay off your ZHP. enjoy it. need it paid off and some good savings to buy your home. I suggest look for a single family home instead of a condo…. I think in long term all condo associations don't pan out and their fees are so high it ruins your ROI. in this market, look for home that is easily rented in good school district. you want the cheapest house in the most expensive neighborhood you can afford.
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"It gave you amazing satisfaction, but anyone who says he loved it is either a liar or he wasn't going fast enough." - Jackie Stewart on racing at the Nurburgring
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