I'm a full time student;
ZERO loans.
ZERO debt.
My parents don't pay for my car payment.
I work 25 hours a week and I can keep up with my car payments, insurance, gas, food, liquor, eating out (food and bitches), shopping for toys, clothes etc and I pay for my own school; I also haven't asked my parents for a dime since I was 15 -- Now I'm 23.
Not a trust fund baby either..
My only vice is that I still live at home.