Quote:
Originally Posted by joebaggg
i have the card... it stays in my car for emergencies... so far never used it. at 23% and no perks why the hell would i? AMEX paid for 3 vacations (2-florida, 1- los angeles) and countless $150+ dinners for 2 so far. all for basically using their card. and oh yea.... 0%  if u pay by 30 days cant beat it |
The BMW card has a 22 day grace period....so if you pay the balance its 0%.
My rate is around 14% which is not to bad...I never carry a balance so it really not a huge deal.
Amex has a fee of something like 100 dollars a year for "Membership" also not accepted everywhere like Visa or M/C.....Same with Discover card not accepted everywhere.
I could care less what anybody thinks when they see the "BMW" on my card. If I cared I don't think driving a BMW would be any better.