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I think some sort of NFC chip for payments would have been nice. I guess that technology is still in its infancy though and isn't standard or ubiquitous in any way. The 5 offers nothing monumental other than 4G. As a 4 owner(not even 4s) I didn't really feel my phone was outdated, but the price is right on the 5 and will be worth it in my opinion.
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