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Would anybody here suggest getting insurance for auto-x only. Where I live there is autocross in arena parking lot 1.5hrs away 2-3x/month and another group who runs on a go-kart track 1-2x/months 3.5hrs away. Both only have 1 car on the track at a time so no passing. I see in a previous post that coverage from K and K is likely going to be >2000$ per year and still have a 2500$ deductible. My current thinking is the risk is likely so low with autocross type events that the cost just wouldn't be worth it. Am I being stupid? Does that sound reasonable?
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