I'm a life insurance agent with an A++ rated company.
Your best bet is going to be talking directly with an agent to give details of the situation and tell what you're trying to accomplish. They can take that and provide you a couple options to best fit your need.
Without getting into it too deepy, Life insurance is split into two types, permanent and temporary. It's like buying or renting (similar to a house). "Term" is temporary, and means you purchase it for a select number of years before it runs out. Like a lease when you rent, once it's done, it's done. If you still need it after, you will have to reapply and pay a much higher rate (assuming you are still healthy and eligible).
The bonus to temporary coverage is that it's cheap. Permanent is usually 3-4x as expensive, but it lasts your entire life and usually stays the same price. The younger you buy, the better.
I'd love to help you on other questions. I'd even help you write it if I were licensed in your state.
