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I think it's ridiculous that the insurance companies are spying on drivers undertaking HPDE days. If they have an exclusion for track use then they don't have to pay out on an incident that occurs there.
In the UK it was always pretty clear, most insurance excluded tracks so if you wanted coverage you went for a specialist policy. On the road you were covered by your normal road insurance and on the track by the specialist track insurance. You wouldn't expect your track insurance to pay out in a road accident or your road insurance to pay out in a track accident.
The idea that you can be dropped by your insurance company for partaking in an activity for which they don't cover you seems stupid. The very essence of a HPDE is to take fast driving to a suitable environment in which it can be done safely - that's hardly the mark of a reckless person.
Anyone know the reasoning behind this?
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