Quote:
Originally Posted by theaf1don
If people can't get their allocation right with a 401k, what makes you think they can get it right in a standalone investment account?
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Which is why there are other much higher performing options than a 401k or someone opening their own "etrade" account.
Of course, if you believe in your 401k, then by all means keep contributing to it. But statistically you don't have a great chance of outperforming the herd.