Quote:
Originally Posted by Team Plutonium
Paying cash, or financing... it doesn't really matter to this thread. OP can't afford an M3 - it's that simple. If you have an issue finding the money to lease or buy a car you should be shopping in a different price class. No shame in that.
You won't be able to enjoy the M3 if you have to stretch yourself in order to be able to afford it. Buy a GTI, or a 135i and enjoy that car, and sleep well at night.
Just wait... I'm 40 and clearly in the older percentile on this board, but I often feel that younger folks have the need to reach higher when it comes to cars, watches, toys, etc... than our generation did. If the last 12 years taught us anything it is to get out of debt ASAP, and then buy the toys.
Just my 2 cents...
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This is the best route. PAY your stuff off, fix all the junk that needs to get fixed and enjoy your car.