[ocgasman]

Spencer, I think there is no way bmwfs will offer 1.9% on the 2010's (if they did, i would make up a 1.9% dance and post it here). At this point, I would be happy with 2.9%. My wife's local credit union is offering 2.9%, but only for 3 yrs, making payments somewhat large unless I put down a hefty down. I think I've given up on financing and will just outright buy it and be done with it.