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You know the funny thing I called to re-fi my house,I was told no cause I am a year behind,I been late the last 12 payments. Funny thing when she searched my name and apologized there's Been a mistake and said I have been a perfect history. She told me I will be getting an apology letter in a couple of days.she will be calling the creditors and rectifying my situation. She said it will bring up my credit history and score. Let's see how fast this goes.
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