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Based on your follow up responses, it sounds like you're financially stable and are just being conservative. If you have the chedda, get whatever car makes you happy. You can't go wrong with E46 M3 or E90 M3. Both are ///M-azing.
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Club 6MT
2008 E92 M3 6MT, AW/Blk Ext., brushed aluminum
2006 E46 M3 ZCP 6MT Carbon blk/blk(sold) 
2001 E46 325Xi 5MT Jet Blk/Blk (sold) |