[Gripster]

Not sure about the Nikon kit lens because I shoot w. Canon. If you're very new to the DSLR thing, then it will probably do. They are usually capable of very good results, it's just the images will not stand up to professional scrutiny. You (and most non-photographers) will be amazed at the quality if you're coming from a cheap 'point and shoot'. If you're coming from a good 'point and shoot', then the upgrade will probably not be as noticeable.

That said, the better the glass, the final image. When you finally get to grips with the level of control a DSLR offers, then the lens will become the limiting factor in your images. If you shoot mainly indoors, then you will be limited by the lens a LOT more quickly.

I'm still learning (2 years on...) and I still get great photos from the stock lens. I wouldn't enlarge them beyond 8x10, but for regular 4x6 prints they are fine.