[comebackid]

Hey guys,

I went on the BMW website, and I noticed 2.9% for 2010 M5 and M6 models. Since they're not listing the M3, I'm sure it's a killer rate. My guess is close to 5.9%.

After doing my financing, it will come down to the APR. I can handle 3.9% and even that is pushing it. 2.9% or less would be ideal. If I plan on putting down at least $20,000 on a 60 month BMW Select program, do you think I can negotiate a better rate (on a 2011)?

Any current incentives on 2010s? I think I read somewhere on the forum about $1,000 cash back from BMW. I have time on my side, but come mid May my lease is up. Do you think there will be an aggressive APR offer by then? At least for 2010s?

Anyone try a credit union or outside financing?

Thanks.