[HotLap]

What really bothers me about the speeding ticket scenario - is that EVERYBODY speeds, we all know it and do it. It's really a revenue redistribution for the local muni...which if you get caught - is what it is....the part I find really bogus is that your insurance company gets to raise your rates for something everybody does anyway! I'd suggest that if a person is ticketed for speeding of only 15mph or less over the limit - it doesn't even go to your record. Only if you are sited for being reckless (say speeding dangerously in an congested area, blowing through a school zone, or if you had 4 speeding tickets in a year)...then your insurance company might have just cause to think you are driving dangerously and raise your rates accordingly. But what do I know, I'm in favor of term limits for ALL politicians and a flat tax too