Taking the high road... Make sure you consider all the costs beyond just making the payment. Sales tax, excise tax, dealer fees etc...
Also, realize that insurance for a 16 year old driving an M3 will be very expensive. Add that to your monthly payments. You should be able to get a quote and estimate those costs ahead of time.
Drive safe...
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2011 M3 Sedan - ZCP, DCT
2022 X3M Competition
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