[Titanium Silver]

$1700 every 6 months with a pretty decent driving record through Gieco. 250/500 with 1000 deductible.

Switching to State Farm. Same coverage, but 2000 deductible for $1100 every six months.

I have a hard time believing 26 year olds paying 116 a month with 12 wrecks and 5 totaled vehicles. If that's true, I am getting completely smoked on my insurance. It sounds like I pay more than everybody on this entire forum... even with a super high deductible and good driving record.

I'm in Denver where the average annual premium is supposed to be 18% lower than the US average. "Denver … US $1,515 average annual premium (18% lower than US average)."