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I don't think the cops respond if it's on private property or under a certain amount of damage. Depends on your state I suppose?
Forget her husband and let your insurance handle it like the other guys said. I understand your desire to just make it go away, especially if they live in the same complex, but it sounds like the cop is trying to abuse his power. Did you get his badge? File a report if you can...
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-Matthew
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