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It greatly depends on what you are look for out of a car, if it's purely performance and a chassis which if you have the skill will ultimately be the more rewarding to steer then pick the M3 without question. But if you are after a car which arguably looks better, has a better engine note at less than 7/10th, has a much better interior design and style without argument and at anything up to 7/10th will drive as good as the M3, which means never going on track or have the skill to fully appreciate the M3's abilities then you should serious consider the S5, it is that good and I should know.
Over here there is a huge price difference between the two, it's over £10,000 ($20,000) so if money is a concern then the S5's case is made the stronger but for those in the US the gap is a lot closer but even then you shouldn't dismiss the S5 without a drive, if only to affirm your decision on picking the M3.
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