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i've never had a problem with either of them. paypal is more common, but there's nothing wrong with either of them. any paypal dispute i've ever had to open has been resolved satisfactory to me, albeit a little bit of a pain in the ass. i funnel a ton of money thru paypal checkout every year and qualify for the paypal advantage status. last time i had a dispute, they refunded me within 24 hours without much hassle.
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