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If USAA finds out about it, your rates will go up. Trust me, they are great with you until you screw up, but no matter how minor it is, they will raise your rates. Ask me how I know, lol...
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'11 BMW E92 ///M3 - ZCP and DCT
'15 Ford F-250 - Lariat, 6.7 Powerstroke Turbo-diesel
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