[mike2010m3]

So my father was driving my car and crashed it. Im not sure if the car is totaled yet but it is a lease so im not sure what happens. My fear is if the car is totaled i put 3 k down to get my payments to 757$ every month. Im not even sure if that is a good price it is a 2010 m3 e90 it has almost every option and is close to 73k. My question is what happens if it is totaled am i screwed?