Guessing the sticker on that '08 A4 2.0T is $22k-$25k. This with a 72 month loan would put your payment around $450 @ 13%.
You could probably get a brand new Civic for similar money, have lower maintenance costs, and get your warranty anyways.
Or, do the smart thing. Buy a cheap car for cash and get her out of the hole money wise with no car payment. Plenty of great cars for under $10k.
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