Originally Posted by 1cleanm3
Since your buying a home and not a car I would do it.
3000sq * 92 = 276,000
3000sq * 96 = 288,000
If the house fits all your needs/likings , then dont look at the 12k and do it.
A few people have hit on this and I agree. It is a different type of purchase and $10 or $12k is pretty insignificant when you look at how that affects your mortgage. Personally, if you want it, I'd counter back at say $94 and see what happens.