Originally Posted by Ant Man
Two of my friends had heavily modified cars and were involved in collisions where they were the innocent party. When their cars were assessed nothing was mentioned as to the extensive un-declared mods.
I'm not advocating that you do not tell your insurance company mind, just a bot of fyi
A problem is more likely to arise if you are involved in a major claim...say you are at fault and put someone into a wheel chair and there is a claim against you that would easily run into 100's of 1000s of ús...you can be sure that the insurance company will check for a way of not paying out. The costs will then fall on you if you have invalidated your insurance by having undeclared modifications.