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      11-04-2010, 01:13 AM   #15
AlterZgo
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Drives: 2015 BMW M3 6MT, 2010 535i 6MT
Join Date: Sep 2010
Location: Orange County, CA

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Renters insurance won't cover the car. I guarantee it. Most renters and homeowners type policies have specific auto exclusions because they're not intended to cover autos.

Regardless of whether the car is modded or not, paying for comprehensive coverage at maybe $100-$150/yr would've have been really helpful.