What is a "money shift"?...... GET THE 6MT! I had never driven a MT before I drove mine home from the lot. I stalled it probably 7 times on the way home from the dealer. I was a pro by the third day! The only way to get better is to practice often. I even race my car now with the BMWCCA. I have my new M3 on order and I definitely got the 6mt. It makes it a real drivers car where as the DCT makes it a real race car IMO. Even when I have to shift it traffic I still never regret getting the 6mt. No offense to the DCT guys, but I just think it feels too much like automatic to really enjoy the car. Bottom line, if you want the fastest car then get the DCT with CF roof. If you want a drivers car for enjoyment then get the 6mt and sunroof.