I bought 10 event coverage from WSIB (actual policy underwritten by Chubb insurance). Both organizations are a pleasure to deal with. For WSIB you declare your own car value + mods value. They are OK with whatever value you want covered as long as they are reasonable.
E92 M3 DCT - AiM EVO4 Data Logger / AiM SmartyCam HD / KW Competition 2-Way / OMP ARS Racing Seats / Brembo GT 365 / Pagid Yellow RS-29 / Rear Seats Delete