I finished my financing last night with BMWFS, it took 10 minutes. They didn't require a penny down.
...of course I also have a LONG history with BMWFS.
2016 F82 M3: SO/SO • DCT • <Waiting for allocation>
2011 E92 M3: AW/BLK • DCT Europäische Lieferung am 6. August 2010