Hidden costs aren't just in the closing of your house but the move in. Not every little detail was caught by the inspectors. Plus you're going to move in and realize you need this or that, which a bunch of little stuff will add up. I plan on having 15k for a downpayment and another 10k to throw around after that. New tv(if needed), new furniture, new hardware, new garage stuff, finishing the basement, supplies, etc. I understand you're buying an apartment but some of these costs will still be associated. The costs are just beginning haha.
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