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      02-19-2010, 02:37 AM   #8

Drives: 2011 M3 ZCP
Join Date: Feb 2009
Location: CA

Posts: 518
iTrader: (0)

Unfortunately, the 0.0003 adder is *not* optional. They do this to cover your 2nd free payment, and you cannot just opt to pay the 2nd month and not get the adder. If you do the math the 0.0003 will probably cost more than a month of payment.