I was pleasantly surprised to get BMWNA financing set at 5.9% for 72mo plus the $1500 holiday cash. That was .7 better than my local bank would do. Its not great but much better than what I was qouted 2 mos ago something like 7.5 for 72mo. Anyway im locked in unless it goes lower and i'm set for mid feb. delivery. Doing the Performance delivery in Greenville SC just down the mountain from here in Asheville NC. So excited!