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I Bought mine for $1K No deductible, no policy cap I believe and it runs the term of Factory Warranty. So far in the first year I have made 2 claims, each for a new PS2 because of a nail hole that the dealership did not want to plug. With their PS2 prices $450ish, the warranty has already paid for itself basically and I still have several years left.
I love it and bought it since I bent 3 rims when I owned my s4 (that was expensive)
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