Originally Posted by 4u3
Also remember that is is also a liability issue. If a driver is negligent and hurts someone, he can still be sued, the waivers will not stop it. Your insurance will not help you. Hell now a days you do not have to be negligent to be sued.
Does you HPDE track insurance cover liability? I am not aware of any HPDE insurance policies that cover that. The ones I am aware of cover your car only.