I am sure this is going to be one of the most interesting threads (subscribed). Thanks everyone for the valuable pointers.
: I have been a long time customer of e-surance and so far did not have to deal with them at all (no claims). I liked the fact that their exclusion policy did not preclude driver education events... until NOW. Their new policy explicitly excludes liability and collision coverage for non-competition track events. I will try to find a new provider that can cover me. Preferably, I would like to just have one insurance that will cover both street and track. I will share my results.
: After some 30+ track events in the last 3 years, I have seen a lot of mishaps almost exclusively in the advanced groups. Since I don't want to have to file any claim in the first place, I follow the guidelines below:
- Avoid full open passing groups even though they may be more fun.
- I do not use timers since I know they will eventually make me push beyond the limit. I have great fun working on a turn by turn basis not pushing hard all the time.
- Spot the hot heads (EASY), give them lots of room and admire their driving prowess.
- Use the pit lane to find space.
- Prefer weekday events