Originally Posted by rldzhao
Thanks for the input. I am paying in cash though. So I should pay directly to the seller's bank?
1. Make a certified check to his bank. Make the bill of sale (you can download from internet) to have legally protected. NO CASH deal. You will not have any proof that you paid if you pay cash.
2. Or hard for the seller but easier to buyer is:
Get a bank or credit union loan (so they do all the paper work for you) to pay to seller's bank then payoff within 45 days before interest adds up.