Originally Posted by Raja Ventureshield
full coverage is not required if the car is paid off.
This is seriously painful week 4 u bro. I am really sorry. let me know if there is anything we can do to help. Even if my car is fully paid off, I would always carry full coverage as it would be cheaper to pay premium than to suck it up if something like this happens. Also what if someone hits u and they have no insurance. I am extremely sorry that this happened, but really glad u r okay.
Hit me up, if there is anything i can do to help.
Your right about not needing full coverage if the car is paid off, but .COME ON..REALLY? You had 55k+ in cash to buy a car but you didnt want to pay another $1000 or probably less a year for full coverage.
Poor decision...(even if it would have been $2000 more per year, still a bad decision)