To the OP.
Chipping isn't worth it, imo. If you ever have a serious problem and you chipped your car, you might be out of a warranty. That would suck, and when you weigh the risk versus the minimal gain the choice is clear.
Invest into your own driving skill first, as others have mentioned. There is no reason to take a razor blade and sharpen it if your just going to hand it to a bear and let him swing it around. Not to mention you will also be giving up fuel economy. This isn't something for nothing.