Originally Posted by stooken
no ATM card and the check book IS old fashioned but whatever works for you. online banking would offer a lot more security protection. losing one of your checks in the mail wouldn't be fun. your name, address and bank information is all on the check. i don't use my banks online bill pay to pay bills because it's a pretty pointless service unless the company i'm paying does not offer an online payment option. i just go directly to the vendor's website to pay them (ie. bmwusa, credit card companies, verizon and etc)
I'll take my chances. I pay my bills at the bank, so no chance the mail will loose it. And the only other check I write is to my roommate for rent/utilities. He deposits that in the bank. My car payment is withdrawn directly from my bank account to the credit union.