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      03-24-2008, 06:07 PM   #8

Drives: very fast
Join Date: Jul 2007
Location: Toronto

iTrader: (0)

Originally Posted by goldminer View Post
I am shopping for a car now and am considering the E92 335, the E 92 M3 or an Audi S5. one of the things I always consider is insurance costs so I phoned my agent for quotes today. I asked for the same coverage as I have now (with a $500 deductible) and she also got me a quote for $1,000 deductible on the collison and comprehensive. Here are the results.

E92 335: $500 ded. = $1,952
$1,000 ded = $1,822

E9 M3: $500 ded. = $2,647
$1,000 ded = $2,395

Audi S5: $500 ded. = $2,201
$1,000 ded = $2,017

The S5 is only slightly less expensive a car than the M3 yet is cheaper to insure. I asked and was told the difference was mostly in the comprehensive section. Is the M3 that much more likely to be stolen or vandalized? I was quite surpised by this.

Good lord, you're insurance seems high. I pay 1300ish per year for my wife and I, both under 30, no accidents, no speeding tickets.

Do you drive a bunch of KMs per year?

Any chance of getting group insurance through you job? The savings can be really good.