Originally Posted by BMW3R
So, if you had $45,000 saved towards a new car, what would you do? I didn't want to make any payments while driving the car. I also may decide to buy the car at the end of lease.
If you have $45K you want to put towards the car, finance it at 5% interest, BMWs leasing factors are currently outrageous. You can then sell the car whenever you want, you will never be upside down. I probably would still not put $45K down with interest rates as low as they are. Put the cash in an investment and just make higher payments. My bet is you can get better than 5% return on your money over 3 or so years.