Ok, I took the plunge today and got the 40D with the 17-85 lens. For the type of shooting I do, it was recommended higher than the D200 or the 5D. With trade in and a few other goodies at discount, total came in under the number I was looking for.
13 HD FatBob
17 A4 Glacier/Black 1st Edition/Pre+/Sport/EurocodeTMD/Racechip
16 S6 (gone),14 S6 (gone),14 S6 (gone),13 S6 (gone),10 S4 (gone)