Ok, I took the plunge today and got the 40D with the 17-85 lens. For the type of shooting I do, it was recommended higher than the D200 or the 5D. With trade in and a few other goodies at discount, total came in under the number I was looking for.
13 HD FatBob
16 S6 Sepang/Black/Prestige/B&O/BlackOpt/DA/Sport ~ AluKreuz/Trans&Diff Inserts/USP Intake/RaceChip/15mm Spacers